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VA LoanPage 2General Rules for Eligibility Military Service Requirements for VA Loan Eligibility during Wartime and Peacetime are: Wartime: World War II, 9/16/1940 - 7/25/1947 Korean conflict, 6/27/1950 - 1/31/1955 Vietnam era, 8/5/1964 - 5/7/1975 You must have at least 90 days on active duty and been discharged under other than dishonorable conditions. If you served less than 90 days, you may be eligible if discharged for a service connected disability. Peacetime: 7/26/1947 - 6/26/1950 2/1/1955 - 8/4/1964 5/8/1975 - 8/1/1980 (enlisted) to 10/16/1981 (officer) You must have served at least 181 days of continuous active duty and been discharged under other than dishonorable conditions. If you served less than 181 days, you may be eligible if discharged for a service connected disability. Service after 09/07/1980 (enlisted) or 10/16/1981 (officer): If you were separated from service which began after these dates, you must have: 1. Completed 24 months of continuous active duty or the full period (at least 181 days) for which you were ordered or called to active duty and been discharged under conditions other than dishonorable. 2. Completed at least 181 days of active duty and been discharged under the specific authority of 10 USC 1173 (Hardship), or 10 USC 1171 (Early out), or have been determined to have a compensable service connected disability 3. Been discharged with less than 181 days of service for a service connected disability. Individuals may also be eligible if they were released from active duty due to an involuntary reduction in force, certain medical conditions, or, in some instances for the convenience of the Government. Gulf War - Service during period 08/02/1990 to date yet to be determined: If you served on active duty during the Gulf War, you must have: 1. Completed 24 months of continuous active duty or the full period (at least 90 days) for which you were called or ordered to active duty, and been discharged under conditions other than dishonorable or 2. Completed at least 90 days of active duty and been discharged under the specific authority of 10 USC 1173 (Hardship), or 10 USC 1173 (Early out), or have been determined to have a compensable service connected disability or 3. Been discharged with less than 90 days of service for a service connected disability. Individuals may also be eligible if they were released from active duty due to an involuntary reduction in force, certain medical conditions, or, in some instances, for the convenience of the Government. Active Duty Service Personnel If you are now on regular active duty (not active duty for training), you are eligible after having served 181 days (90 days during the Gulf War) unless discharged or separated from a previous qualifying period of active duty service. Selected Reserves or National Guard If you are not otherwise eligible and you have completed a total of 6 years in the Selected Reserves or National Guard (member of an active unit, attended required weekend drills and 2 week active duty for training) and 1. Were discharged with an honorable discharge or 2. Were placed on the retired list or 3. Were transferred to the Standby Reserve or an element of the Ready Reserve other than the Selected Reserve after service characterized as honorable service or 4. Continue to serve in the Selected Reserves. Individuals who completed less than 6 years may be eligible if discharged for a service connected disability. Eligibility for Selected Reservists expires 09/30/2009. You may also be determined eligible if you: 1. Are an unremarried spouse of a veteran who died while in service or from a service connected disability or 2. Are a spouse of a serviceperson missing in action or a prisoner or war. Eligibility may also be established for: Certain United States citizens who served in the armed forces of a government allied with the United States in WWII. Individuals with service as members in certain organizations, such as Public Health Service officers, cadets at the United States Military, Air Force, or Coast Guard Academy, midshipmen at the United States Naval Academy, officers of National Oceanic & Atmospheric Administration, merchant seaman with WW II service, and others. For More Information Go To www.homeloans.va.gov/ Back To Page 1 VA Loan
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