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Truth in Savings Act (TISA)The Truth in Savings Act (TISA) of 1991 requires that depository institutions disclose to depositors certain information about their accounts, including the annual percentage yield, which must be calculated in a uniform manner, and prohibits certain methods of calculating interest. Regulates advertising of savings accounts.
For more information on federal credit regulations and consumer rights go to the Federal Trade Commission (FTC) website at www.ftc.gov or www.federalreserve.gov
Some state laws may provide you with additional rights. For information go to the website of the National Association of Attorneys General (NAAG) at www.naag.org.
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