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Loanfactz Definitions
Glossary of Legal Terms, Loan Terms and Home Construction, Repair and Maintenance Definitions. Some words have more than one meaning. Only those meanings relating to this site will be used.
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Credit Counseling
Professional financial counselors use budget planning and funds management processes to help educate people on how to repay their debts, improve their bad credit, and how to avoid having more debt than they can repay. Many military bases, credit unions, universities, and housing authorities operate nonprofit financial counseling programs. Some charge a fee for their services. Creditors may be willing to accept reduced payments if you are working with a reputable program to create a debt repayment plan.
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