LoanFactz Information Site Home | Definitions | Mortgage Calculators | Bookmark | Advertise | Site Map

Financial Aid

Campus Based Programs
College Loan
Direct Loan
Federal Pell Grant
Federal Perkins Loan
Federal Work Study
FSEOG
Plus Loan (for parents)
Stafford Loan
Student Loan
Student Loan Consolidation

Home

Buying A Home
9 Steps to Buying A Home
First Time Home Buyer
Home Loan
Home Mortgage Loan Rate
Homeowners Association (HOA)
HUD
Mortgage
Mortgage Brokers
Mortgage Lenders
Neighborhood Assistance Corporation of America (NACA)
Loan Information Tips
Homeowner's Glossary of Building Terms

Auto

Auto Gap Insurance
Car Loan
Auto Loan Dealership Financing Beware
Auto Loan Learn The Terms
Car Buying Tips
Lemon Law

Loans

Bad Credit Loan
Bridge Loan
Campus Based Programs
College Loan
Conventional Loan
Debt Consolidation Loan
Direct Loan
Fannie Mae
Federal Pell Grant
Federal Perkins Loan
FHA Loan
Freddie Mac
FSEOG
Ginnie Mae
Home Equity Line of Credit HELOC
Home Equity Loan
Interest Only Loan
Mortgage Programs
Nellie Mae
Payday Loan
Personal Loan
Plus Loan (for parents)
Reverse Mortgage
Sallie Mae
Secured Loan
Small Business Loan
Stafford Loan
Streamline Refinance
Student Loan
Student Loan Consolidation
Subprime Loan
Unsecured Loan
VA Loan

Homeowner's Glossary of Building Terms

Glossary of Home Construction, Repair and Maintenance Definitions. Some words have more than one meaning. Only those meanings relating to this site will be used.

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



C

Cantilever
A projecting beam or joist, not supported at one end, used to support an extension of a structure.

Carriage
The member which supports the steps or treads of a stair.

Casement
A window sash that opens on hinges at the vertical edge.

Casing
Door and window framing.

Cavity Wall
A hollow wall formed by firmly linked masonry walls, providing an insulating air space between.

Chimney Cap
Concrete capping around the top of chimney bricks and around the floors to protect the masonry from the elements.

Chair Rail
Wooden molding on a wall around a room at the level of a chair back.

Chamfered Edge
Molding with pared-off corners.

Chase
A groove in a masonry wall or through a floor to accommodate pipes or ducts.

Chimney Breast
The horizontal projection - usually inside a building - of a chimney from the wall in which it is built.

Circuit Breaker
A safety device which opens (breaks) an electric circuit automatically when it becomes overloaded.

Cistern
A tank to catch and store rain water.

Clapboard
A long thin board, thicker on one edge, overlapped and nailed on for exterior siding.

Coach-Screws or Lag-Screws
Large, heavy screws, used where great strength is required, as in heavy framing or when attaching ironwork to wood.

Collar Beam
A horizontal beam fastened above the lower ends of rafters to add rigidity.

Common Areas
Those portions of a building, land, or improvements and amenities owned by a planned unit development (PUD) or condominium project's homeowners association (or a cooperative project's cooperative corporation) that are used by all of the unit owners, who share in the common expenses of their operation and maintenance. Common areas include swimming pools, tennis courts, and other recreational facilities, as well as common corridors of buildings, parking areas, means of ingress and egress, etc.

Condominium
A unit in a multiunit building. The owner of a condominium unit owns the unit itself and has the right, along with other owners, to use the common areas but does not own the common elements such as the exterior walls, floors and ceilings or the structural systems outside of the unit, these are owned by the condominium association. There are usually condominium association fees for building maintenance, property upkeep, taxes and insurance on the common areas and reserves for improvements.

Coping
Tile or brick used to cap or cover the top of a masonry wall.

Corbel
A horizontal projection from a wall, forming a ledge or supporting a structure above it.

Corner Bead
A strip of wood or metal for protecting the external corners of plastered walls.

Cornice
Horizontal projection at the top of a wall or under the overhanging part of the roof.

Course
A horizontal row of bricks, cinder blocks or other masonry materials.

Cove Lighting
Concealed light sources behind a cornice or horizontal recess which direct the light upon a reflecting ceiling.

Crawl Space
A shallow, unfinished space beneath the first floor of a house which has no basement, used for visual inspection and access to pipes and ducts. Also, a shallow space in the attic, immediately under the roof.

Cripples
Cut-off framing members above and below windows.

SCAMS & FRAUD
Some Scams, Fraud, and Consumer Abuse Items in the News


Federal Laws
Major Laws That Govern Financial Institutions & Protect Individuals in Their Financial Dealings


Organizations

Fannie Mae
Freddie Mac
Ginnie Mae
Nellie Mae
Sallie Mae

Consumer Info

Consumer Tips
Credit Bureau
Credit Insurance
Credit Report
Directory of Federal Agencies
Federal Trade Commission (FTC)
Identity Theft
Opt Out
Predatory Lending
Repair Your Bad Credit
Truth in Lending Act
Borrowers Beware

Miscellaneous

Private Mortgage Insurance (PMI)
Prepayment Penalty

Copyright &
Disclaimer Info

© Loanfactz.com
2004/2011

Loanfactz.com Supporters Home | Definitions | Mortgage Calculators | Bookmark | Advertise | Site Map
© Loanfactz.com
Copyright 2004/2011 All Rights Reserved
The information on this site is not a substitute for professional advice. Always consult a qualified professional about legal information.