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Fair Credit Billing ActThe Fair Credit Billing Act of 1974 specifies how creditors must respond to billing error complaints from consumers, imposes requirements to ensure that creditors handle accounts fairly and promptly, and allows you to withhold payments on defective goods.
Applies primarily to credit and charge card accounts (for example, store card and bank card accounts). Amended the Truth in Lending Act.
For more information on federal credit regulations and consumer rights go to the Federal Trade Commission (FTC) website at www.ftc.gov or www.federalreserve.gov
Some state laws may provide you with additional rights. For information go to the website of the National Association of Attorneys General (NAAG) at www.naag.org.
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